10 Best Classic & Retro Cars for Young Drivers
Affordable, insurable, and full of character.
Not every classic car is a great match for new drivers, but some absolutely are. We’ve pulled together a list of the best classic, retro, and modern classic cars that offer the perfect mix of style, driveability, affordability, and low insurance potential for first-time drivers in 2025.
These aren’t just cool cars. They’re smart buys with growing communities and parts support, and they’ll always make you smile on the road.
If you would like advice or for us to source you one the below cars do reach out.
Volkswagen Beetle (1960s–1990s)
An icon for a reason. The Beetle is one of the most recognisable, characterful, and beginner-friendly classics ever made. Our favourite if I’m being honest.
Insurance: Surprisingly good—especially for a classic! (especially on 1200cc and 1300cc models)
Ultra-simple mechanicals
Huge community and parts support
Endless customisation potential—from stock to surf-style to Cal-look
Top Tip: Earlier Beetles (pre-1972) are always rising in value, but later models are still great
The Classic Mini (1959-2000)
A national treasure. Cheap to run, easy to park, and endlessly modifiable. Light, nimble, and packed with personality. But, pricing currently in 2025 has gone through the roof!
Insurance: Surprisingly low with classic cover
Top Tip: Go for a 998cc for cheaper running costs
Volkswagen Polo Mk2/Mk3 (1981–1999)
Simple mechanics, rock-solid reliability, and quirky charm. You’ll spot these in retro rallies and student car parks alike.
Insurance: Group 3–7 depending on model
Top Tip: Early breadvan Polos are rising in value but still affordable
Peugeot 205 (1983–1998)
An 80s/90s icon that’s light, fun, and full of French flair. The GTI gets all the headlines, but a 1.1 or 1.4 is perfect for a first car. Pricing ranges and value on the up and up!
Insurance: Low on non-GTI models
Top Tip: Check for rust around sills and rear beam
Mazda MX-5 Mk1 (1989–1997)
Yes, it’s a sports car—but it’s also simple, reliable, and often cheaper to insure than expected. Great for learning to really drive. Pricing on the rise, but bargains and a restoration away for year round fun!
Insurance: Moderate but worth it
Top Tip: Look for UK models with service history and clean arches
Fiat Panda Mk1/Mk2 (1980–2003)
Basic in the best way. Easy to maintain, light on fuel, and full of character. It’s the retro underdog that never quits. Worth putting this one in, just for that nostalgia!
Insurance: Very low
Top Tip: The 4x4 versions are cult classics—buy now before prices rise
Ford Fiesta Mk3/Mk4 (1989–2002)
A staple first car through the 90s and early 00s (why not now!). Parts are cheap, and clean survivors are now collectable. There are some great examples out there!
Insurance: Low
Top Tip: The 1.25 Zetec engine is peppy and reliable
Rover 100/Metro (1990–1998)
Once overlooked, now a brilliant budget classic. Super compact, decent handling, and plenty of charm.
Insurance: Low
Top Tip: Post-1994 facelift models have better safety and spec
Volvo 340/360 (1976–1991)
Rear-wheel drive, built like tanks, and weirdly cool. They’re more affordable than most 80s Volvos and have surprising insurance rates. Probably one for the dads out there, but couldn’t let these guys slide!
Insurance: Classic cover brings premiums down
Top Tip: Look for low-mileage granny-spec survivors
Citroën AX or Saxo (1986–2003)
French flair meets lightweight engineering. Cheap, cheerful, and great fun to drive. The Saxo VTR/VTS became 00s icons.
Insurance: Low on non-sport models
Top Tip: Find one that hasn’t been modified to death!
Need Help Choosing the Right One?
We specialise in sourcing and prepping first-time friendly classic cars, ready for the road—and insurable too. Whether you’re after a weekend toy or daily driver with vintage charm, we’ll help you find your match.